Saturday, January 2, 2021

Mobile Home Owners Fear Evictions as Pandemic Protections End The New York Times

Flood risk is something that “folks who live in manufactured housing have gotten used to”, she said. Find mobile homes for sale with land in Upstate New York including mobile homes on private land, owned trailer home lots, and manufactured home land packages. More than 20 million Americans live in manufactured housing – also known as mobile homes – which costs about half as much per square foot as traditional homes. Like Tri-Park Co-operative, they’re often on the outskirts of town, in places that can be beautiful but also bring their own dangers. Through the continued affordable housing shortage, this type of news continues to be a lifeline for those seeking affordable options. Listing data courtesy of the Internet Data Exchange Program of the Adirondack Champlain Valley Multiple Listing Service.

A lot of times, things are sugar coated and we don’t hear the entire story…especially when it comes to the dark side of the industry. In May 2021, Vermont officials allocated $4.6m in American Rescue Plan Act funding to the fund, followed by an additional $14.75m in 2022. Led by Vermont Emergency Management, the fund will help pay for flood-mitigation projects, like the Tri-Park relocations and buyouts for mobile home owners whose moving costs wouldn’t be covered by a standard Fema buyout. Homeowners are typically reimbursed for 75% of the appraised value of their home. But for the owners of older or damaged mobile homes, that amount usually falls short of their actual relocation costs, according to Stephanie A Smith, a state hazard mitigation officer at Vermont Emergency Management. Based in Grand Rapids, Michigan, MHVillage Inc. is the nation’s premier online marketplace for buying and selling manufactured homes with more than 25 million unique visitors annually.

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The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. An estimated 22 million people in the United States live in mobile homes, which have evolved over the decades from travel trailers to structures that can be delivered by a truck. Usually containing one or two bedrooms, and officially known in the industry as manufactured housing, they have long been pitched as affordable homeownership to the working poor, people on fixed incomes and retirees.

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Bishop lives in Tri-Park Co-operative, Vermont’s largest and oldest resident-owned mobile home community. The co-op represents a crucial source of affordable housing for about 1,000 residents, but many of its lots are vulnerable to flooding. Bishop said her property has flooded about five times since the early 2000s, and while their home has been spared thus far, she still worries.

MHI National Congress & Expo A Rousing Success For Manufactured Home Industry

But residents still need to decide whether to leave their current homes, and that’s “a deeply personal choice”, said Kelly Hamshaw, a lecturer at the University of Vermont who focuses on housing and disaster resilience. Charlotte Bishop was standing at her kitchen window in January 2019 when she saw water streaming into her yard. A block of ice had clogged the brook that snakes around the mobile home park where she and her husband Rollin live in Brattleboro, Vermont. Bishop grabbed her keys and rushed outside to move their cars to higher ground.

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"You went from an environment where you had a local owner or manager who took care of things as they needed fixing, to where you had people who were looking at a cost-benefit analysis for how to get the penny squeezed lowest," Bellus said. "You combine it with an idea that we can just keep raising the rent, and these people can't leave." When that didn't happen and a new lease with a 6% increase was imposed this year, they formed an association. About half the residents launched a rent strike in May, prompting Cook Properties to send out about 30 eviction notices. As residents decide whether to relocate, officials involved in the Tri-Park project hope it could represent a model for other flood-prone communities that wouldn’t benefit from standard Fema buyouts.

Manufactured Housing News

And Row told us it's a loss that one that has him hugging his son a little tighter tonight. After arriving on the scene, firefighters performed an aggressive fire attack and primary search of the mobile home. They located the victim and removed her from the residence, the news release stated. During the standoff, the CHP contacted the Los Angeles County Sheriff's Department, who dispatched a SWAT team to the Lido Estates mobile home park in the 2500 block of East Avenue I.

Clayton disputed the amount she had paid and noted that it hadn’t owned her loan in the first few years she lived in the home. But with her new rent of nearly $800 a month eating up most of her disability benefits, leaving her with just $250 left over each month, she can’t afford to stay. Patricia George, a resident of the Golden Hills mobile home park, is being priced out of the park and is not sure where she will be able to move. The residents went to their elected representatives, calling for legislation that would require park owners to give residents notice when they intended to sell, a provision called an “opportunity to purchase” requirement. Gov. Jared Polis signed the requirement into Colorado law in 2020, and similar laws are on the books in a number of other states. Doretta Hultquist, a resident at the Sans Souci mobile home park in Boulder, shovels snow off her roof.

But he is concerned because the company has decided to appeal the ruling. In New York courts, at least a dozen repossession actions of trailers bought with chattel loans have been filed in recent months — setting the stage for quick ousters of those homeowners. Already, there are indications that evictions could rise when the moratorium and postpandemic relief ends. In May, a local judge bought Ms. Burnworth some time when he temporarily stopped 21st Mortgage from foreclosing and delayed a trial until this fall. She has the money to restart her mortgage payments of $507 a month, she said, but cannot afford the $14,900 the company also wants for the missed payments. According to Strive Communities, the rent increases were intended to bring rates closer to market rate, and the company invested nearly $1 million in park improvements.

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Facing both the rent increases and the cost of altering their homes to comply with the park’s new rules, residents are rushing to search for other housing but finding few if any options in Golden, a booming town just west of Denver. At an apartment complex up the road, one-bedroom units start at $2,400 a month, almost $1,000 more than Ms. Clement said she paid for the same size apartment there in 2018. The mobile home industry argues the communities are the most affordable housing option, noting that average rent increases across parks nationwide were just over 4% in 2021. Significant investments are needed, they said, to make improvements at older parks and avoid them being sold off.

In others, residents were notified but struggled to coalesce quickly enough to make a purchase offer. When the Sans Souci mobile home park near Boulder’s scenic Flatirons was purchased by a corporate landlord in 2018, residents weren’t given a chance to make an offer. It wasn’t until residents received a notification of new rules attached to their door that residents learned the park had even been put up for sale, according to a resident. A few weeks later, maintenance crews showed up and began mowing down bushes, trees and flowers. But McCarthy thinks Fannie and Freddie should do more, like trying out a new program to help residents to buy their own parks.

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If residents of mobile-home parks can’t keep up with rising rents, or can’t afford to make the often extensive alterations to porches, gardens and awnings that are required under the new management’s rules, they are swiftly replaced. With prices and rents for all kinds of housing soaring in many parts of the country, demand for manufactured housing is climbing. Many young professional families and college students turn to mobile home parks as a final vestige of relatively affordable housing. In legislation introduced this month, Mr. Boesenecker proposes requiring park owners to allow residents or a local government to make the first offer. Another bill is being drafted that would give residents access to a loan fund that would help them compete with private equity firms, many of which receive government-sponsored financing to purchase parks. “That’s where Tri-Park comes in, as an example of a new model for buyouts within mobile home parks, centered around making people whole and making sure they have somewhere to live that’s safer and more resilient,” Smith said.

They hoped the latest owner, Cook Properties, would address the bourbon-colored drinking water, sewage bubbling into their bathtubs and the pothole-filled roads. Photo of deceased suspect, Ricardo Ortiz Gomez, along with police responding to the scene at the Whispering Pines Mobile Home Park in Largo, Florida. At one point, officials say the suspect shot at officers, but no one was injured. Ellandra Rosas, who said she is the suspect’s aunt, identified him as “Fernando” but authorities have not named the suspect. Police confirm the suspect was taken into custody and the baby remained unharmed and was safely returned to family members.

New model information often means a drop in the price of older models, much like car prices and luxury goods, making these announcements a great time for people looking for cheaper options to begin or expand their search. Her unemployment checks were not enough to cover her costs after she lost several short-term jobs, including one with the Census Bureau. She sought a loan modification from 21st Mortgage to reduce her monthly payments, but she said the company was unwilling to offer her one — even after she began getting regular checks in August from the government to care for her son. In August, the Urban Institute, an economic and social policy think tank, reported that 35 percent of mobile home owners had worked in industries that lost the most jobs during the pandemic. If you’re shopping for your first manufactured or modular home, check out our reviews of the latest floor plan models from top manufacturers all across America. When you find the home you love, take a look at some of our in-depth profiles of manufactured and modular home retailers in your area.

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